Gurugram, August 11th, 2025 : Moneyboxx Finance Limited (MBFL)
(BSE: 538446), a fast-growing NBFC catering to underserved micro and small
enterprises in rural and semi-urban India, reported robust performance for the
quarter ended June 30, 2025 (Q1 FY26), underscoring the success of its secured
lending-led growth strategy.
The company posted a 29% year-on-year rise in total
income to ₹59.1 crore, while AUM increased to ₹918 crore, up from ₹746 crore in
Q1 FY25. The company continued to expand its distribution footprint and now has
163 branches active across 12 states.
In line with its strategy to improve asset quality and
operational efficiency, MBFL significantly increased the share of secured loans
to 64% of Q1 disbursements, up from 36% a year ago. The secured loan book now
constitutes 49% of AUM, with a target of reaching 70% by March 2026.
Despite macro-level credit pressures, the company
maintained a healthy CRAR of 28.4%, and improved its net worth by 50% YoY to
₹262 crore. Funding resilience was evident with a diversified lender base of 32
partners, including 11 leading banks. MBFL also raised ₹175.8 crore in equity
(including warrants), with ₹91.1 crore already received. Liquidity remains
strong at ₹165 crore.
“We are strategically focusing on three segments –
women entrepreneurs, livestock rearing communities, and new-to-credit
borrowers. By emphasising on secured lending, enhanced credit underwriting, and
deeper engagement with higher-quality borrowers, we are creating a more
resilient and scalable business model. With a well-capitalised balance sheet,
pan-India footprint, and strong institutional backing, we are confident of
delivering sustainable growth while deepening our social impact,” said <Name
& designation of spokesperson >, Moneyboxx Finance.
MBFL continues to demonstrate measurable social
impact—having funded over 2.1 lakh borrowers, 60% of whom are women and 22%
new-to-credit. The company’s beyond-lending initiatives, such as free cattle
health camps and agroforestry, remain integral to its inclusive growth agenda.
About Moneyboxx Finance Limited
Moneyboxx Finance Ltd, which started operations in
February 2019, focuses on disbursing small-ticket unsecured business loans to
individual borrowers (Livestock, Kirana, Retail Traders, and
Micro-manufacturers, in Tier-III and below cities, and rural areas) with loans
ranging from ₹50,000 to ₹3,00,000 and average tenure of 24 months. Initially
active across four states —Punjab, Haryana, Rajasthan, and Madhya Pradesh, MBFL
todays boasts of a nationwide network of over 150 branches. The company aims to
pave the way for financial inclusivity through a strategic focus on three
segments – women entrepreneurs, livestock rearing communities, and
new-to-credit borrowers. Through its approach, it endeavours to foster greater
financial inclusion and economic prosperity in Bharat.
