Hyderabad, February 4 : As India’s real estate sector continues to
formalise under tighter regulatory frameworks, industry observers are
increasingly highlighting the importance of structured verification and
buyer-centric safeguards — particularly in markets where land documentation and
compliance gaps remain persistent challenges. In this context, Roofline Realty
Karnataka is gaining attention for its comprehensive property verification
model, which experts say could serve as a replicable blueprint for states such
as Bihar.
Despite the introduction of the Real Estate (Regulation and
Development) Act (RERA) and ongoing digitisation of land records across India,
structural inefficiencies continue to affect certain regional markets. Bihar’s
real estate ecosystem, for instance, has long been characterised by disputed
land titles, fragmented ownership records, delayed regulatory approvals and
informal brokerage practices that have complicated transactions for both buyers
and developers.
Available data indicates that Bihar Real Estate Regulatory Authority
(RERA) has received more than 2,000 complaints against builders and developers,
with a significant number of cases still pending resolution. Industry
stakeholders note that contested land ownership, unclear title histories and
encumbrance-related disputes remain among the most common triggers for
litigation. Additionally, transitional policy phases — including
post-demonetisation adjustments, GST implementation and the initial enforcement
phase of RERA — reportedly led to temporary slowdowns in property
registrations, with volumes dipping by an estimated 25–30 percent in certain
periods.
Such conditions have reinforced the need for systematic due diligence
rather than reliance on informal assurances.
Responding to similar concerns in its primary operating market,
Roofline Realty Karnataka has institutionalised a structured 10-Step
Verification Process aimed at minimising transactional risk. The framework
includes clean title and ownership chain verification, regulatory approval
compliance checks (including RERA registration validation), encumbrance and
liability audits, developer and broker credibility assessment, on-site physical
inspection of projects, locality and infrastructure evaluation, valuation
benchmarking against prevailing market data, forward-looking compliance risk
assessment, possession timeline verification and final legal documentation
scrutiny.
According to the company, this layered approach is designed to
proactively identify legal, structural and regulatory gaps before a property is
introduced to a buyer.
“Verification cannot be treated as a formality,” a Roofline Realty
spokesperson said. “In markets where documentation inconsistencies and
regulatory delays have historically affected transactions, buyers need
structured safeguards. Our model ensures that risk mitigation happens before
commitment, not after.”
Beyond verification, Roofline also operates on a zero-brokerage model
for buyers. Instead of charging purchasers, the company’s service fee is paid
by developers who benefit from access to transaction-ready, pre-qualified and
pre-informed buyers. The firm says this structure aligns incentives more
closely with transparency and reduces potential conflicts of interest that may
arise in traditional brokerage-driven models, where pricing opacity or
urgency-based selling can affect decision-making.
Real estate analysts note that as Bihar continues its land record
modernisation initiatives and strengthens RERA enforcement mechanisms, the
adoption of structured verification frameworks — whether through private
intermediaries, digital due diligence platforms or policy-backed compliance
models — could significantly improve buyer confidence. Greater emphasis on
title clarity, encumbrance transparency and objective valuation benchmarks may
also help reduce prolonged litigation cycles that have historically slowed
market growth.
While Roofline’s operations are currently concentrated in Karnataka,
industry observers suggest that the principles underlying its
verification-centric model are adaptable across geographies. As India’s
property markets mature and investor expectations evolve, systematic risk
assessment and customer-aligned engagement models are likely to become defining
features of responsible real estate transactions.
In an environment where legal certainty and transparent processes
increasingly determine market credibility, verification-led frameworks may
prove critical in bridging trust deficits and strengthening the foundations of
emerging real estate markets.
